Money Transfer Services

Sending money overseas has been made easier by these top money transfer services, but which one is the best with the lowest fees? Find out now!

Back in the old days, it was really hard and expensive to send money abroad. But thanks to these top money transfer service for making it easier and cheaper for us to send and receive money.

Here are some of the best money transfer services that you can find online. We made sure that these services are legit and have the lowest fees! They also have good exchange rate! Check them out now!

How Does Online Money Transfer Work?

Online money transfer is where the old concept of sending money meets the modern technology of electronic money transfer. In this day and age, you have probably used this electronic money transfer already from one bank account to another bank account. Data is exchanged, but there is no paper money involved. Using a debit card to pay for an online store is also a form of money transfer.

But please be informed that online money transfer is somewhat different from electronic money transfer. Money transfer services are like wire transfer services: You can send money to someone instantly by merely transferring money from your account to another person.

Why Should I Use Online Money Transfer?

One of the main reasons why someone chooses to use online money transfer is that it is faster and very convenient.

If you send money through mailed checks, it can take days or even weeks to be delivered, and it is not exactly safe. It can get lost, or even stolen. And if you are sending money internationally, there are currency conversion fees which are more expensive than the money transfer fee. Online money transfer will allow you to send and receive money instantaneously.

Are There Transfer Limits?

Of course, there are limits on how much money can be transferred in a period of time.

The top money transfer services usually cap any online transfer coming out of the United States at $3,000.– Each. You can send more, but it will be broken up into little amounts.

But bear in mind that these money transfer services have different caps transfer so you might want to check their policies first.

How Much Will It Cost?

This is one of the first questions you will ask your preferred money transfer service: how much will it cost me? It usually depends on how much money you want to send. For example, Western Union can charge anywhere from 8 to 10 percent of the total amount of money you would be sending.

However, there are services like MoneyGram that charges a flat rate of 8 percent, no matter how much money you want to send. But unlike Western Union where you can get the cash in just matter of seconds, MoneyGram has a three to five-day transfer service where you will only be charged by 3 percent. So if you do not think that your recipient would be needing the money right away, then you better avail this service as it will cost you little compared to instant services.

Top 10 Money Transfer and Money Transfer websites as ranked by people like you

The Community ranked the best Money Transfer websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-07-15



Description & Features




Transfer money online securely and easily with Xoom and save on money transfer fees. Wire money to a bank account in minutes or pick up cash at thousands of locations.



Western Union
Western Union
Send and transfer money to friends and family around the globe! Send money from the United States to more than 200 countries and territories all over the world. Use our online money transfer services, our mobile app or visit an agent location to get started. Start sending money now!



11 Best Ways to Send Money - NerdWallet
11 Best Ways to Send Money - NerdWallet
When you send money online, the best way depends on how and where you want to send it. We compared fees, speed and other features to find the best providers for domestic and international money ...



Send Money via PayPal | Send Money Fast & Free | PayPal US
Send Money via PayPal | Send Money Fast & Free | PayPal US
When you use your PayPal Cash or PayPal Cash Plus balance to transfer money, you can send money online for free within the U.S. Access. When you send money with PayPal, the recipient can quickly receive and access the money sent. Mobility.



Online money transfer to family and friends abroad with WorldRemit. You can now send money easily & securely and get your first 3 transactions FEE-FREE.



Money transfer Money transfer. Send money. Make a one-off payment. You'll get the real exchange rate with the low fee we're known for. Send large amounts; About TransferWise



Send money online, anytime with 24/7/365 access to Customer Support via phone, email and chat. MONEY-BACK GUARANTEE Get a full refund if your money transfer is not delivered after you have funded the transfer.



Log In with Western Union in the United ... - Money Transfer
Log In with Western Union in the United ... - Money Transfer
Sign in to your WU US profile to send money online with Western Union services from the United States.



Get Started | Zelle
Get Started | Zelle
Get Started. Our partners are helping us make it fast, safe and easy to send money to more people in your life that you know and trust. To get started, search for your bank or credit union to see if you already have Zelle in your bank’s mobile app or online banking. (And don’t worry.



Send Money | MoneyGram
Send Money | MoneyGram
Send Money with MoneyGram. Walmart offers convenient money transfer options. It's easy to send money online; for cash pick-up or direct to a bank account outside the United States.

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.